Health Insurance

All full-time Undergraduate Students (residential and commuter) are eligible to be seen at Health Services.  Graduate Students and Law Students may opt in to use Health Services.  Visits for illness or injury are covered under the semester fee.  Additional fees will be incurred for routine physicals, immunizations, lab work, x-rays, medications, and referrals to outside providers.  A current insurance card must be on file at Health Services to facilitate direct insurance billing, otherwise bills for these services or for services not covered by your private health insurance plan will be billed directly to the student by the provider of service.

Health Insurance Information for Academic Year 2019-2020:

Roger Williams University requires all full-time undergraduate students (residential and commuter), all Master of Architecture students, and all international students on an F-1 or J-1 visa to have adequate health insurance coverage.  As you prepare for the 2019-2020 academic year, we urge you to consider your health insurance coverage a top priority.  It is important that students have access to comprehensive medical care while enrolled at RWU, and we are pleased to make available a health insurance plan for our students.  Roger Williams University has partnered with University Health Plans to offer a comprehensive Student Health Insurance Plan.  The annual premium for coverage effective August 14, 2019 to August 13, 2020 is $1,767.  For detailed information about the University's Student Health Insurance Plan and premium please visit: www.universityhealthplans.com/rwu.

All full-time Undergraduate Students (residential and commuter), all Master of Architecture Students, all School of Law Students (JD & MSL), and all International Students on an F-1 or J-1 visa are automatically enrolled in and billed for the University's Student Health Insurance Planfor coverage effective August 14, 2019 to August 13, 2020.  If a student is currently insured under another insurance policy that is comparable to the RWU Student Health Insurance Plan and does not wish to have coverage under the University sponsored plan, the student may waive out of the insurance by completing the waiver form by August 15, 2019.  It is important you review your current insurance policy to confirm it meets the following criteria:

  • Your plan must be ACA compliant.
  • Your plan must provide insurance benefits for doctors, hospitals, labs, pharmacies, and behavioral health providers in Rhode Island.
  • Service must be accessible in Rhode Island.
  • Your plan will cover you through August 13, 2020
  • If you intend on studying abroad this upcoming year (including for a short-term study abroad trip), your plan provides coverage anywhere in the world

The following plans do not meet the waiver requirements:

  • Plans that provide emergency only coverage in Rhode Island.  Many out of state HMO, PPO, and Medicaid Plans do not provide comprehensive coverage in Rhode Island.
  • Plans from insurance carriers outside the US and coverage by Foreign National Health Service Programs.

Students must confirm enrollment or waive coverage by August 15, 2019 for Fall semester and by January 23, 2020 for Spring semester.  Students who do not complete an enrollment or waiver form will be automatically enrolled in and billed for the University Sponsored Plan.

The University reserves the right to decline a waiver request (and revoke an approved waiver) if it is determined that the alternate insurance plan does not provide adequate coverage.

International Student Process:

International students are automatically enrolled in the Student Health Insurance Plan and do not need to take any action to enroll.  International students who have an Embassy Sponsored Insurance Plan should contact the Intercultural Center at 401-254-3400 to waive coverage.  If you have comparable US-based health insurance, contact University Health Plans at 800-437-6448 or info@univhealthplans.com to discuss waiver options.

Enrollment and Waiver Process:

If you are enrolling in the University Sponsored Plan, go to www.universityhealthplans.com/rwu, locate the enrollment form in the navigation menu to the left and follow the instructions.  Students will need their student ID number and date of birth to access the enrollment form.  New students will receive their student ID in approximately two weeks after their deposit is received.  Confirming enrollment in a timely manner ensures the student's information is transferred to the insurance company prior to the start of the plan year.

If you are currently insured under an existing health insurance plan and you do not wish to have coverage under the University sponsored plan, go to www.universityhealthplans.com/rwu, locate the waiver form in the navigation menu on the left and follow the instructions.  Students will need their student ID number and date of birth to access the waiver form.  New students will receive their student ID in approximately two weeks after their deposit is received.  Once the waiver form is submitted, a confirmation email will be sent to the student email address.  **If a confirmation email is not received, the waiver has not been submitted, and you should try again or contact University Health Plans at 800-437-6448 or info@univhealthplans.com for assistance.**  Please allow 5-7 business days for your waiver to be processed.  If you do not see the credit, Undergraduate and Graduate Students should contact the Bursar's Office at (401)254-3520, and Law Students should contact the Office of Student Finance and Records at (401)254-4657.

By completing a waiver, you are certifying that you have comparable coverage and agree that you will be responsible for any medical expenses you incur, and that RWU and the Student Health Insurance Plan will not be responsible for those expenses. 

THE DEADLINE TO SUBMIT A WAIVER FORM IS AUGUST 15, 2019 (Fall semester) or JANUARY 23, 2020 (Spring semester)If a waiver has not been processed by the deadline, you will be automatically enrolled in and billed for the University's Student Health Plan. 

The full cost of the health insurance plan will appear on the student's bill until the waiver form has been submitted and processed (by the deadline of August 15th) and the information transmitted to RWU.  At that time, any insurance charge that may have been applied to the bill will be removed.

The annual fee will appear as a separate charge on the student's bill, with coverage starting August 14, 2019 and continuing until August 13, 2020.  Provided that fees have been paid, coverage is in effect whether the student is at school, at home, or traveling - including study abroad.  The insurance brochure will be available within the first few weeks of the semester and ID cards can be downloaded approximately 10 business days after enrollment in the plan is confirmed. 

Waiver Confirmation:  Once you have completed the waiver process, an email will be sent to your RWU student email address confirming that you submitted a waiver.    

Voluntary Enrollment Option:

Full-time Graduate Students (non-Master of Architecture) with 6+ credits are encouraged to, but not required to enroll in the University's student health insurance plan.  The deadline to complete a voluntary enrollment in the student health insurance plan is August 15, 2019.

Additional Information for New Students:

New students enrolling for the 2019-20 academic year will be able to access the waiver form once you have received your RWU Student ID, which is included in a separate mailing after your deposit has been received.

Having problems with your RWU Student ID?  Undergraduate and Graduate students should contact the Registrar's Office at 401-254-3510, and School of Law Students should contact the Office of Student Finance & Records at 401-254-4657.

If you have questions about the University's student health insurance plan enrollment or waiver process, contact University Health Plans at 800-437-6448 or info@univhealthplans.com