Loans & Other Aid

Students who meet specific criteria or have demonstrated financial need may be eligible for additional forms of financial aid. This aid may come in the form of federal or state assistance, University or privately funded scholarships or grants, or other programs.

The following programs are available to students enrolled in full-time degree programs at Roger Williams University:

Educational Assistance for Veterans 

The Veterans Administration administers programs for veterans and service people seeking assistance for education or training. Veterans and service people who initially entered the military on or after January 1, 1977 may receive educational assistance under a contributory plan. A deferred payment plan is available for veterans enrolling full time. Additional information regarding veterans' benefits as well as college applications may be obtained through the Roger Williams University Veterans Affairs Office.

Federal Stafford Subsidized Loan 

This program enables students with demonstrated need to borrow federally subsidized funds from participating lenders. Repayment and interest accrual does not begin until six months after students graduate or drop to less than half-time enrollment. To apply for this loan, you must complete the financial aid process. 

Federal Stafford Unsubsidized Loan 

This program allows students from middle-income families who do not qualify based on need for the above program to apply for this federal loan. Interest is accrued while the student is in school, with repayment of interest and principal beginning six months after graduation. The application criteria for the above program also applies to this loan program.

Federal Pell Grants

This program also uses the Free Application for Federal Student Aid (FAFSA) form to determine a student's eligibility. This form can be obtained from your high school guidance office or Roger Williams University's Office of Student Financial Aid and Financial Planning. Students should receive Student Aid Reports (SAR), stating their eligibility approximately four to six weeks after submitting the application.

Federal Academic Competitiveness Grant 

This program is available for first and second year students only.  This program uses the Free Application for Federal Student Aid (FAFSA) form along with a student's high school program and college GPA (if a second year student) to determine eligibility.

The National Science and Mathematics Access to Retain Talent Grant (SMART Grant)

This federal program is available to third and fourth year students only who major in certain subjects. This program uses the Free Application for Federal Student Aid (FAFSA) form along with a student's college GPA and college major to determine eligibility.

Federal Perkins Loan 

The Federal Perkins Loan Program makes funds available to students with exceptional financial need. Repayment of the loan at five percent interest does not begin until at least nine months after students graduate or drop to less than half-time enrollment. 

Federal Supplemental Educational Opportunity Grant Program

This grant program provides assistance to students with exceptional financial need. Consideration is first given to Pell Grant recipients and students with the lowest family contribution.

Work-Study Programs 

Roger Williams University participates in these federal, state, and institutionally funded programs which provide employment opportunities on and off campus. Students are employed in many areas of the University and are encouraged to work in an area that will complement their chosen majors.

Roger Williams University Grants/Scholarships 

The University also makes available funds from its own resources to assist qualifying students. These grants/scholarships are awarded on the basis of financial need.

State Scholarship and Grant Programs

Many states have scholarship and grant programs for students attending institutions of higher education. The application process, eligibility criteria, and the number of awards differ from state to state. Specific information can be obtained from high school guidance offices and the Department of Education in the applicant's state.

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